Business funding guides
Plain-language guides to help business owners understand financing costs, terms, and risks before they commit.
Start your funding requestWhat Is a Merchant Cash Advance?
How MCAs work, how factor rates differ from APR, what to check in the contract, and alternatives to compare.
How Much Does a Merchant Cash Advance Really Cost? Factor Rates vs APR
How to turn a factor rate into an approximate APR, which fees to watch for, and questions to ask before you sign.
Merchant Cash Advance vs Business Loan: Which Fits Your Business?
Compare MCAs and business loans by cost, speed, requirements, and payments.
MCA Requirements: Revenue, Credit Score, and Documents You Need
Typical revenue, how credit score affects your offer, documents to prepare, and how to get better terms.
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